Cream Cheese-Filled Pumpkin Bread is a delightful treat that combines the warm flavors of pumpkin with a rich, creamy filling. This recipe is perfect for fall gatherings, cozy breakfasts, or simply enjoying with a cup of coffee. The unique cream cheese layer adds a delicious twist that will have everyone coming back for more.
Why You’ll Love This Recipe
- Delicious Flavor: The combination of pumpkin and spices creates a rich and comforting taste.
- Creamy Filling: The cream cheese layer makes this bread taste like dessert.
- Versatile Occasion: Great for breakfast, snacks, or as a sweet treat at celebrations.
- Easy to Make: Simple ingredients and steps make this recipe beginner-friendly.
- Perfect for Sharing: With enough servings for 10, it’s ideal for gatherings or sharing with friends.
Tools and Preparation
Before you start baking your Cream Cheese-Filled Pumpkin Bread, gather your tools. Having everything ready will streamline the process.
Essential Tools and Equipment
- 9×5-inch loaf pan
- Mixing bowls
- Whisk
- Spatula
- Hand mixer (optional)
- Measuring cups and spoons
Importance of Each Tool
- Loaf Pan: Ensures even baking and gives your bread its classic shape.
- Mixing Bowls: Allows you to mix ingredients thoroughly without spills.
- Spatula: Helps fold ingredients gently to maintain the bread’s texture.

Ingredients
To make this delicious Cream Cheese-Filled Pumpkin Bread, you’ll need the following ingredients:
- 1 large egg
- 1 cup pumpkin puree
- 1/2 cup light brown sugar (packed)
- 1/4 cup granulated sugar
- 1/4 cup liquid-state coconut oil (canola or vegetable may be substituted)
- 1/4 cup sour cream (lite is okay; or Greek yogurt may be substituted)
- 2 teaspoons vanilla extract
- 2 teaspoons cinnamon
- 1 teaspoon pumpkin pie spice
- 1/2 teaspoon ground nutmeg
- 1 cup all-purpose flour
- 1/2 teaspoon baking powder
- 1/2 teaspoon baking soda
- pinch salt (optional and to taste)
- 4 ounces softened brick-style cream cheese (lite is okay)
- 1/4 cup granulated sugar
- 3 tablespoons all-purpose flour
How to Make Cream Cheese-Filled Pumpkin Bread
Step 1: Preheat the Oven
Preheat your oven to 350°F. Prepare one 9×5-inch loaf pan by spraying it with floured cooking spray or greasing it with oil and dusting it with flour. Set aside.
Step 2: Make the Bread Batter
In a large bowl, combine the following:
1. Add the first ten ingredients from egg to ground nutmeg.
2. Whisk them together until well combined.
3. Gently fold in the all-purpose flour, baking powder, baking soda, and optional salt until just mixed; do not overmix.
Step 3: Prepare the Pan
Turn about two-thirds of the batter into the prepared pan. Smooth the top lightly with a spatula and ensure it fills the corners.
Step 4: Make the Cream Cheese Filling
In another large bowl:
1. Add all filling ingredients: softened cream cheese, granulated sugar, and all-purpose flour.
2. Whisk until smooth; alternatively, use a hand mixer for ease.
Step 5: Layer the Filling
Evenly pour the cream cheese filling over the pumpkin batter in the pan. Smooth it out gently with a spatula.
Step 6: Finish With Remaining Batter
Top the filling with the remaining pumpkin batter. Smooth it lightly without disturbing the cream cheese layer.
Step 7: Bake Your Bread
Bake in your preheated oven for about 48 minutes or until:
– The top is domed and golden.
– A toothpick inserted comes out clean or with a few moist crumbs.
Step 8: Cool Before Serving
Allow your bread to cool in the pan for about 15 minutes before transferring it onto a wire rack to cool completely before slicing. Enjoy your Cream Cheese-Filled Pumpkin Bread!
Optional: Serve with Honey Butter, Cinnamon-Sugar Butter, or Vanilla Browned Butter Glaze for an extra touch of sweetness.
How to Serve Cream Cheese-Filled Pumpkin Bread
Cream Cheese-Filled Pumpkin Bread is a delightful treat that can be enjoyed in various ways. Here are some serving suggestions to enhance your experience.
Pair with a Hot Beverage
- Coffee – The rich flavors of coffee complement the sweetness of pumpkin bread perfectly.
- Spiced Tea – A warm cup of chai or spiced tea enhances the autumnal spices in the bread.
Spread with Sweet Toppings
- Honey Butter – Whip together butter and honey for a sweet and creamy spread.
- Cinnamon-Sugar Butter – Mix softened butter with cinnamon and sugar for a deliciously sweet topping.
Serve as a Dessert
- With Vanilla Ice Cream – A slice of warm pumpkin bread topped with vanilla ice cream creates a delightful contrast.
- Drizzled with Glaze – Enhance the flavor by drizzling a vanilla browned butter glaze over each slice.
How to Perfect Cream Cheese-Filled Pumpkin Bread
To ensure your Cream Cheese-Filled Pumpkin Bread turns out perfectly every time, keep these tips in mind.
- Use Fresh Ingredients – Fresh pumpkin puree and high-quality cream cheese yield the best flavor.
- Don’t Overmix – Gently combine the batter to keep it light and fluffy; overmixing can lead to dense bread.
- Check Oven Temperature – Ensure your oven is calibrated correctly; an inaccurate temperature can affect baking time.
- Cool Properly – Allow cooling in the pan before transferring to a wire rack to prevent sogginess.
Best Side Dishes for Cream Cheese-Filled Pumpkin Bread
Cream Cheese-Filled Pumpkin Bread pairs well with various side dishes. Here are some great options to consider.
- Fruit Salad – A fresh mix of seasonal fruits adds brightness and balances the richness of the bread.
- Yogurt Parfait – Layer yogurt with granola and berries for a refreshing contrast.
- Sautéed Greens – Lightly sautéed spinach or kale adds depth and nutrition to your meal.
- Cheese Platter – Serve with mild cheeses like brie or goat cheese for a savory touch.
- Nut Mix – A blend of nuts provides crunch and protein, enhancing the overall meal experience.
- Vegetable Soup – A warm bowl of vegetable soup makes for a comforting combination on chilly days.
Common Mistakes to Avoid
Making Cream Cheese-Filled Pumpkin Bread can be a delightful experience, but there are some common pitfalls to watch out for.
- Boldly skip the measuring: Not measuring ingredients accurately can lead to inconsistent results. Always use measuring cups and spoons for precision.
- Boldly ignore the mixing method: Overmixing the batter can result in tough bread. Mix until just combined to keep it light and fluffy.
- Boldly rush the cooling process: Cutting into the bread too soon can cause it to crumble. Allow it to cool in the pan for at least 15 minutes before transferring it to a wire rack.
- Boldly underestimate the baking time: Every oven is different. Check for doneness by inserting a toothpick and looking for moist crumbs, not wet batter.
- Boldly forget flavor enhancements: Skipping spices or sweeteners can dull the flavor. Make sure to include all spices listed for a delicious taste.
- Boldly choose improper storage: Not storing correctly can lead to dry bread. Use airtight containers to keep your pumpkin bread fresh.

Storage & Reheating Instructions
Refrigerator Storage
- Store in an airtight container for up to 5 days.
- Keep away from direct sunlight and moisture.
Freezing Cream Cheese-Filled Pumpkin Bread
- Wrap tightly in plastic wrap and then aluminum foil; freeze for up to 3 months.
- Label with the date so you know when it was frozen.
Reheating Cream Cheese-Filled Pumpkin Bread
- Oven: Preheat the oven to 350°F, wrap in foil, and heat for about 10-15 minutes until warmed through.
- Microwave: Heat slices on a microwave-safe plate for about 20-30 seconds, checking frequently.
- Stovetop: Heat slices in a skillet over low heat until warm, flipping once.
Frequently Asked Questions
Here are some common questions about making Cream Cheese-Filled Pumpkin Bread.
Can I use pumpkin puree from a can?
Yes, canned pumpkin puree works perfectly for this recipe. Just ensure it’s pure pumpkin without additives.
How can I customize my Cream Cheese-Filled Pumpkin Bread?
You can add nuts, chocolate chips, or dried fruits like cranberries for added texture and flavor.
Can I make this recipe vegan?
You can substitute eggs with flaxseed meal or applesauce and use plant-based sour cream or yogurt alternatives.
How do I know when my bread is done baking?
The bread is done when it’s golden on top and a toothpick inserted comes out clean or with few moist crumbs.
What should I serve with my pumpkin bread?
Consider pairing with honey butter, cinnamon-sugar butter, or even a vanilla glaze for extra sweetness.
Final Thoughts
This Cream Cheese-Filled Pumpkin Bread is not only delicious but also versatile! From breakfast treats to dessert options, its rich flavors will please everyone. Feel free to customize it with your favorite add-ins or toppings. Don’t hesitate—try this recipe today!

Cream Cheese-Filled Pumpkin Bread
Indulge in the comforting flavors of fall with this Cream Cheese-Filled Pumpkin Bread. This delightful recipe combines moist pumpkin bread with a rich, creamy filling, making it an irresistible treat for breakfast, snacks, or dessert. Perfectly spiced with cinnamon and nutmeg, this loaf is sure to be a crowd-pleaser at any gathering. With simple ingredients and easy preparation steps, even novice bakers can create this delicious sweet bread. Serve it warm alongside your favorite beverage or elevate it with sweet toppings like honey butter or a vanilla glaze. Enjoy the seasonal comfort of this homemade pumpkin cream cheese loaf!
- Total Time: 1 hour 3 minutes
- Yield: Approximately 10 servings 1x
Ingredients
- 1 large egg
- 1 cup pumpkin puree
- 1/2 cup light brown sugar
- 1/4 cup granulated sugar
- 1/4 cup liquid-state coconut oil
- 1/4 cup sour cream or Greek yogurt
- 2 teaspoons vanilla extract
- 2 teaspoons cinnamon
- 1 teaspoon pumpkin pie spice
- 1/2 teaspoon ground nutmeg
- 1 cup all-purpose flour
- 1/2 teaspoon baking powder
- 1/2 teaspoon baking soda
- pinch salt (optional and to taste)
- 4 ounces softened cream cheese
- 1/4 cup granulated sugar
- 3 tablespoons all-purpose flour
Instructions
- Preheat your oven to 350°F and prepare a 9×5-inch loaf pan by greasing it.
- In a large bowl, mix together egg, pumpkin puree, brown sugar, granulated sugar, coconut oil, sour cream, vanilla extract, cinnamon, pumpkin pie spice, nutmeg until well combined.
- Gently fold in flour, baking powder, baking soda, and salt until just mixed.
- Pour two-thirds of the batter into the prepared pan.
- In another bowl, combine softened cream cheese with granulated sugar and flour until smooth; pour over the batter in the pan.
- Top with remaining batter and smooth it out gently.
- Bake for about 48 minutes or until golden brown and a toothpick comes out clean.
- Cool in the pan for about 15 minutes before transferring to a wire rack.
- Prep Time: 15 minutes
- Cook Time: 48 minutes
- Category: Dessert
- Method: Baking
- Cuisine: American
Nutrition
- Serving Size: 1 slice (80g)
- Calories: 210
- Sugar: 12g
- Sodium: 150mg
- Fat: 9g
- Saturated Fat: 6g
- Unsaturated Fat: 2g
- Trans Fat: 0g
- Carbohydrates: 30g
- Fiber: 1g
- Protein: 3g
- Cholesterol: 40mg
Keywords: For added flavor and texture, consider mixing in nuts or chocolate chips into the batter. Serve warm for an enhanced taste experience; reheat slightly if needed.
